Debt Recovery

We act for many local businesses in Inverness as well as throughout the Highlands and Islands which are owed money by clients or customers.  We understand that a healthy cash flow is vital to keeping a business successful especially in these hard economic times.

Our recommended procedure is generally as follows:

  • The first step is normally to send a solicitor’s letter to the debtor and request payment in full within a certain time limit, or by negotiated instalments, failing which informing them that a court action will be raised.  We will inform the Debtor that the full sum in dispute is required from them plus also interest and legal expenses on top.  Quite often this results in payment at a very modest expense to you in a quick time period.
  • If payment cannot be obtained voluntarily by a solicitor's letter then a court action will require to be raised. This is frequently done in the Sheriff Court but could also be The Court of Session if appropriate. If a "court decree" is sought then we also seek interest and expenses in addition to the sum sued for. This will help reduce your legal bill.
  • Once a court decree has been obtained then if payment is not forthcoming voluntarily by the Debtor, we can assist in appropriate enforcement action which may include: a bank arrestment; an earnings arrestment; seizing goods; or sequestration, i.e. bankruptcy.

Generally speaking, the expense and time scale of pursuing a debt matter will depend upon the amount being sought, the complexity of the situation and whether or not it is defended.  Fixed fees may be available for this type of matter.  Please call to discuss your requirements further on 01463 239011.

We are happy to have an initial discussion with you as to how we may be able to help your business pursue successful debt recovery and tailor a package to meet your individual needs.

We Are Open - Covid-19 Update

Our office is open and we are taking on new clients. 

We are available to help you by telephone, email and video call including Whatsapp.  We are also able to offer face to face appointments, where that is your preference, and precautionary measures such as facemasks and the use of hand sanitiser are recommended.

If you have a new enquiry then please e-mail or telephone us on 01463 239011 and we will be happy to discuss your matter and see how we can help you. 

If you have any concerns please do not hesitate to call our office on 01463 239011 or e-mail us at  In general, it is back to business.

Legal Problems?

Let Us Help You.  Call 01463 239011 or e-mail your enquiry here

Grey and Co. handled my divorce in a very friendly and efficient manner. The whole process was completed with the minimum amount of stress and fuss which was very welcome given the circumstances. Everyone I encountered in the team was professional and accommodating. It’s not always easy to schedule appointments when working full time and have children, but the reception staff always found times that worked for me. Andrew explained the processes very thoroughly so that I was always in a position where I understood what was happening, what was going to happen next and how long things would take. I would have no hesitation in both using Grey and Co. again for legal matters and recommending them to others.
Client B
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1st Floor, 46 Church St Inverness IV1 1EH | Tel: 01463 239011 | Fax 01463 239055 | DX: IN14 INVERNESS |
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