Debt Recovery

We act for many local businesses in Inverness as well as throughout the Highlands and Islands which are owed money by clients or customers.  We understand that a healthy cash flow is vital to keeping a business successful especially in these hard economic times.

Our recommended procedure is generally as follows:

  • The first step is normally to send a solicitor’s letter to the debtor and request payment in full within a certain time limit, or by negotiated instalments, failing which informing them that a court action will be raised.  We will inform the Debtor that the full sum in dispute is required from them plus also interest and legal expenses on top.  Quite often this results in payment at a very modest expense to you in a quick time period.
  • If payment cannot be obtained voluntarily by a solicitor's letter then a court action will require to be raised. This is frequently done in the Sheriff Court but could also be The Court of Session if appropriate. If a "court decree" is sought then we also seek interest and expenses in addition to the sum sued for. This will help reduce your legal bill.
  • Once a court decree has been obtained then if payment is not forthcoming voluntarily by the Debtor, we can assist in appropriate enforcement action which may include: a bank arrestment; an earnings arrestment; seizing goods; or sequestration, i.e. bankruptcy.

Generally speaking, the expense and time scale of pursuing a debt matter will depend upon the amount being sought, the complexity of the situation and whether or not it is defended.  Fixed fees may be available for this type of matter.  Please call to discuss your requirements further on 01463 239011.

We are happy to have an initial discussion with you as to how we may be able to help your business pursue successful debt recovery and tailor a package to meet your individual needs.

Christmas and New Year Holidays

Please note that the office will be closed from noon on 20th December 2019 and reopen on Monday 6th January 2020. 

You can e-mail your enquiry by clicking here and we will contact you as soon as possible on Monday 6th January 2020 to discuss your matter further and see how we can help you.

Wishing you a Merry Christmas and best wishes for the New Year.

Our Location
Office Location
1st Floor, 46 Church St Inverness IV1 1EH | Tel: 01463 239011 | Fax 01463 239055 | DX: IN14 INVERNESS |
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